I am not able to convince myself til now. Why should I do it when I am not even confident of maintaining it? I don’t want to be in debts, I want to be debt-free. Very free.
Spending what I have and not what I don’t have is a silly thingy to do. :I
Why force yourself to collate money tis month, so that you can pay for next month’s debt? Why not just use what you have, and when you don’t have, don’t use. I don’t think as of now, I am able to maintain, so I wont do it.
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